Media Coverage Of Politics

[PaulS]

what has been implemented so far has not impacted people's costs that much.

In 2010 adult child coverage until 26, lifetime $ limits prohibited and preventive care w/no cost sharing where all implemented.
In 2012 $1 per member per month for self funded plans was implement.

[Jim in CT]

Originally Posted by PaulS

what has been implemented so far has not impacted people's costs that much.

In 2010 adult child coverage until 26, lifetime $ limits prohibited and preventive care w/no cost sharing where all implemented.
.

I'm not sure what you classify as "not that much". But these things you itemized (other than the $1 per member per month), would be considered significant to any actuary who does ratemaking for healthcare.

How about the ban on limits for pre-existing conditions? Has that gone in yet? That's huge.

I'm not saying that it's bad policy to eliminate lifetime limits or to eliminate bans for pre-existing conditions. But nobody, not even Barack the Almighty, can implement such things without the resultant increase in costs.

Despite liberals' hysterical claims to the contrary, health insurance is highly regulated, and the profit margins for that industry are pretty tight. You cannot increase coverage without increasing costs. It's just not possible.

There are things that could have been implemented to offset the increased costs (like tort reform), but the Trial Lawyers Lobby made sure that the Democratic-controlled Senate would never agree to that.

[PaulS]

Originally Posted by RIJIMMY

Paul - your entire response is assumptions. the rise my insurance premiums is a direct result of obamacare. trust me, i do my co.s planning

And yet you can't tell me what % is attributed to ObamaCare. I noted things that have already been implemented. Johnny said his costs went up $2,500 b/c of Obamacare. The things that have already been implemented aren't that expensive. The preexisting conditions is prob. the most exp. at this point but not $2,500

Originally Posted by Jim in CT

I'm not sure what you classify as "not that much". But these things you itemized (other than the $1 per member per month), would be considered significant to any actuary who does ratemaking for healthcare.

How about the ban on limits for pre-existing conditions? Has that gone in yet? That's huge. 2011 - estimated impact up to 0.3% with outliers to 1%.

I'm not saying that it's bad policy to eliminate lifetime limits or to eliminate bans for pre-existing conditions. But nobody, not even Barack the Almighty, can implement such things without the resultant increase in costs.

Despite liberals' hysterical claims to the contrary, health insurance is highly regulated, and the profit margins for that industry are pretty tight. You cannot increase coverage without increasing costs. It's just not possible.

There are things that could have been implemented to offset the increased costs (like tort reform), but the Trial Lawyers Lobby made sure that the Democratic-controlled Senate would never agree to that.

Tort reform has a place but it is minor $s

[RIJIMMY]

Originally Posted by PaulS

what has been implemented so far has not impacted people's costs that much.

In 2010 adult child coverage until 26, lifetime $ limits prohibited and preventive care w/no cost sharing where all implemented.
In 2012 $1 per member per month for self funded plans was implement.

you're thinking like person, not like a corporation. Who is adminstering and providing coverage for ALL of obamacare? Insurance companies. They have me so they hit me for more $$$ to hedge their bets against future impacts of taking on all of the US. Im now (or soon) in a pool with everyone, before I was in a pool only with people who could afford insurance.