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					Originally Posted by  spence
					 
				 
				 
Some wealth is certainly earned, but you can't use "earn" to replace "hold". 
 
 
 
 
-spence 
			
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 "Hold " had to be "earned" by someone .
 When it comes to "hold and save", that used to be part of the American Dream 
 that your chidren would have a better life than you.
The only thing we will leave our children is a life of debt.