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Why would Viagra be offered to ANYONE for insurance purposes? Sex is an option. You can live without it (ask Spence). Im serious. this is the type of stuff that should immediatly be dropped to save money.
For example, a few years back, I had a pretty big skin tag grow on my neck, every time I shaved it bled. People asked me all the time what that was on my neck. When I went to the doc, they said it is cosmetic, insurance wont cover it. I paid the $140 to get it removed. Anything that is OPTIONAL should not be covered.
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