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Political Threads This section is for Political Threads - Enter at your own risk. If you say you don't want to see what someone posts - don't read it :hihi:

 
 
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Old 09-30-2009, 11:55 AM   #1
Fly Rod
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Had to read back a few pages to get caught up to par .

Spence you stated a few pages back that your 12,000 plan sucked. And I mentioned my plan was very good.

If your plan is so terrible why would you switch your wife to your plan? Is hers worse or do you feel that they owe you more such as free gym?

For my family plan of 12,000 dollar plan which my employer pays fully We do have to pay the first 1,000 of doctor,medical bills that acumulate for the year. Nothing is taken out of my pay check to pay towards the premium. I'm futher ahead of the game then having to pay 30 - 40% of the premium

There are employers that will negotiate some of the difference if the employee chooses not to use the companies plan.

My wife and I always negotiate a medical plan when we work for a different company. Very few people in our line of work have company insurance.
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Old 09-30-2009, 12:14 PM   #2
spence
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Quote:
Originally Posted by Fly Rod View Post
If your plan is so terrible why would you switch your wife to your plan?
We've been on my plan for some time now. My frustration with our current plan is that out of pocket expenses have skyrocketed the past few years. My assumption is that this has happened to most people.

We have thought about comparing our present situation with what her company could offer and see if there's a net benefit.

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Is hers worse or do you feel that they owe you more such as free gym?
We used to have a gym reimbursement which was taken away some time ago. I found this to be silly...

Quote:
For my family plan of 12,000 dollar plan which my employer pays fully We do have to pay the first 1,000 of doctor,medical bills that acumulate for the year. Nothing is taken out of my pay check to pay towards the premium. I'm futher ahead of the game then having to pay 30 - 40% of the premium.
I'd like that better than what we have. I pay several hundred each month for my family plan w/some deductibles.

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There are employers that will negotiate some of the difference if the employee chooses not to use the companies plan.
And (for the millionth friggin time) I never said there wasn't!

-spence
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Old 09-30-2009, 12:17 PM   #3
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Quote:
Originally Posted by spence View Post

And (for the millionth friggin time) I never said there wasn't!

-spence
you inferred it...

your insurance company must LOVE getting phone calls from you
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Old 09-30-2009, 03:14 PM   #4
spence
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you inferred it...

your insurance company must LOVE getting phone calls from you
Nope, been arguing the opposite the entire time. You just want to bottom feed.

-spence
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