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Grumpy Old Pharts Board Gerritol, Ex-Lax, Immodium, Bad Breath - all requirements for the Grumpy Board

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Old 07-16-2008, 11:04 AM   #1
Swimmer
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Auto-Tec in Whitman is probably closer tha Best. If you have a rental coming they would have taken care of that for you. They give so much business to the car rental place down the street they send pizza's and cold drinks all the time to the garage crew. Mikey will help you out.

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Old 07-16-2008, 11:58 AM   #2
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Just remember one thing Larry..if you take your truck to a repair shop thats not on their list and your shop says 4,000.00 to fix and insur. says 3,000.00 ..guess who's footing the difference..you! out of pocket.
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Old 07-16-2008, 04:35 PM   #3
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Just remember one thing Larry..if you take your truck to a repair shop thats not on their list and your shop says 4,000.00 to fix and insur. says 3,000.00 ..guess who's footing the difference..you! out of pocket.


WRONG !!!
I've been doing this for 30 years as a tech and am a Ma licensed appraiser , I know the laws trust me !

LETS GO BRANDON
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Old 07-16-2008, 06:30 PM   #4
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WRONG !!!
I've been doing this for 30 years as a tech and am a Ma licensed appraiser , I know the laws trust me !
Ronnie is right..100%....If needed... It will not cost a dime to Larry as long as there is no betterment involved and by looking at the picture there will be none...Nobody likes insurance companys because of all these false statements..

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Old 07-16-2008, 08:50 PM   #5
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WRONG !!!
I've been doing this for 30 years as a tech and am a Ma licensed appraiser , I know the laws trust me !
then I guess I shouldn't trust my insurance agent [wife]. I'll go out and tell her shes a liar. ..far to many fine lines in this game of apraisels..insurance co's and bodyshops which are all out to screw the public...and don't tell me there's no "it's who you know"to get things covered or have things changed to benifit the friends/family on the inside....I've seen it first hand...the whole system stinks.
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Old 07-16-2008, 09:19 PM   #6
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then I guess I shouldn't trust my insurance agent [wife]. I'll go out and tell her shes a liar. ..far to many fine lines in this game of apraisels..insurance co's and bodyshops which are all out to screw the public...and don't tell me there's no "it's who you know"to get things covered or have things changed to benifit the friends/family on the inside....I've seen it first hand...the whole system stinks.

Tell your wife what ever you want if it makes you happy

Fact is, ins co can NOT make you go to a shop on their "referral list"
Thats Mass. law !

LETS GO BRANDON
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Old 07-16-2008, 09:35 PM   #7
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Holy crap Larry...

I just had a similar situation. I was plowed into by another car while driving my Lexus. The insurance Co. (Arbella) estimated the costs and I - like you- couldn't believe how low they came in. I also got a check for a ridiculous amount. The insurance Co, pays you, not the body shop and then you pay them. Hold the check until the job is complete.

The car has a flexible cover over the bumper and it looked like it was a simple repair. I knew the car had lots more damage and squawked like mad. The auto body guy told me to bring the car in and let them take care of the deal. He took the cover off and called the appraiser and I got another check that covered a whole lot more than the first check. The job was done to my satisfaction using Lexus parts and not a penny out of pocket.

low & slow 37
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Old 07-16-2008, 09:42 PM   #8
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Thats the problem..As an insurance appraiser we can only write for VISIABLE damage,,even tho we might think there is additional damage behind the damaged area..We can not write for that damage until it is taken apart at at shop..Its just the process we have to follow...

I'm going where I'm going...
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Old 07-16-2008, 09:54 PM   #9
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Thats the problem..As an insurance appraiser we can only write for VISIABLE damage,,even tho we might think there is additional damage behind the damaged area..We can not write for that damage until it is taken apart at at shop..Its just the process we have to follow...


Thats how the process works and it should be that way !
For the ins co's part, why would they want to over rite it from the start ???
Send a check to the vehicle owner, and from there, lots of times they don't have the car fixed, have it fixed at a back yard not registered -licenses- insured (legal) shop, or just fix a minimal amount of the damage!

LETS GO BRANDON
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Old 07-18-2008, 05:33 AM   #10
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Thats the problem..As an insurance appraiser we can only write for VISIABLE damage,,even tho we might think there is additional damage behind the damaged area..We can not write for that damage until it is taken apart at at shop..Its just the process we have to follow...
If you write for damage you can't see, that's fraud, plain and simple. All damage must be measurable or visible, until it is it doesn't exist. Take the truck to the shop and have it torn down. Then stay out of the tech's way.

He that would make his own liberty secure, must guard even his enemy from oppression; for if he violates this duty, he establishes a precedent that will reach to himself.
Thomas Paine
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Old 07-19-2008, 07:03 PM   #11
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Originally Posted by Grapenuts View Post
then I guess I shouldn't trust my insurance agent [wife]. I'll go out and tell her shes a liar. ..far to many fine lines in this game of apraisels..insurance co's and bodyshops which are all out to screw the public...and don't tell me there's no "it's who you know"to get things covered or have things changed to benifit the friends/family on the inside....I've seen it first hand...the whole system stinks.
I would not call her a liar at all..Just mis-informed as well as you are..

I'm going where I'm going...
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Old 07-20-2008, 08:15 AM   #12
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So Larry,
The truck fixed yet ???
From looking @ the pic, it's a 2 day job tops !
Your making this job a MUCH bigger deal than it is !!!

Last edited by Raider Ronnie; 07-20-2008 at 08:26 AM..

LETS GO BRANDON
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Old 07-20-2008, 09:44 AM   #13
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Just telling you waht the body shop said Ron! 5-10 days......paint, dry time???? I don't know and I don't care I just want it fixed! Got all my ducks in a row, rental car is arranged (truck) and I will go in Monday and make an appointment for the following week as we have memorial services and Angie's family here all week.

Almost time to get our fish on!!!
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Old 07-16-2008, 09:32 PM   #14
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Just remember one thing Larry..if you take your truck to a repair shop thats not on their list and your shop says 4,000.00 to fix and insur. says 3,000.00 ..guess who's footing the difference..you! out of pocket.
If that is the case then the body shop never called the insurance company for a supplement...If that is the case the body shop is at fault and should let the owner of vehicle know,..If the insurance company can not reach an agreed figure with the shop the insurance company has to inform the owner of the vehicle..There should never be a surprise total figure...I sugest your wife should reveiw the claims process

I'm going where I'm going...
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