PISSED OFF!!!!!

[justplugit]

Prolly just buff right out.

Sorree Larry, just couldn't resist.

Another bump in the road.

[Swimmer]

Auto-Tec in Whitman is probably closer tha Best. If you have a rental coming they would have taken care of that for you. They give so much business to the car rental place down the street they send pizza's and cold drinks all the time to the garage crew. Mikey will help you out.

[Grapenuts]

Just remember one thing Larry..if you take your truck to a repair shop thats not on their list and your shop says 4,000.00 to fix and insur. says 3,000.00 ..guess who's footing the difference..you! out of pocket.

[Raider Ronnie]

Originally Posted by Grapenuts

Just remember one thing Larry..if you take your truck to a repair shop thats not on their list and your shop says 4,000.00 to fix and insur. says 3,000.00 ..guess who's footing the difference..you! out of pocket.

WRONG !!!
I've been doing this for 30 years as a tech and am a Ma licensed appraiser , I know the laws trust me !

[Squid kids Dad]

Originally Posted by Raider Ronnie

WRONG !!!
I've been doing this for 30 years as a tech and am a Ma licensed appraiser , I know the laws trust me !

Ronnie is right..100%....If needed... It will not cost a dime to Larry as long as there is no betterment involved and by looking at the picture there will be none...Nobody likes insurance companys because of all these false statements..

[Grapenuts]

Originally Posted by Raider Ronnie

WRONG !!!
I've been doing this for 30 years as a tech and am a Ma licensed appraiser , I know the laws trust me !

then I guess I shouldn't trust my insurance agent [wife]. I'll go out and tell her shes a liar. ..far to many fine lines in this game of apraisels..insurance co's and bodyshops which are all out to screw the public...and don't tell me there's no "it's who you know"to get things covered or have things changed to benifit the friends/family on the inside....I've seen it first hand...the whole system stinks.

[Raider Ronnie]

Originally Posted by Grapenuts

then I guess I shouldn't trust my insurance agent [wife]. I'll go out and tell her shes a liar. ..far to many fine lines in this game of apraisels..insurance co's and bodyshops which are all out to screw the public...and don't tell me there's no "it's who you know"to get things covered or have things changed to benifit the friends/family on the inside....I've seen it first hand...the whole system stinks.

Tell your wife what ever you want if it makes you happy

Fact is, ins co can NOT make you go to a shop on their "referral list"
Thats Mass. law !

[gone fishin]

Holy crap Larry...

I just had a similar situation. I was plowed into by another car while driving my Lexus. The insurance Co. (Arbella) estimated the costs and I - like you- couldn't believe how low they came in. I also got a check for a ridiculous amount. The insurance Co, pays you, not the body shop and then you pay them. Hold the check until the job is complete.

The car has a flexible cover over the bumper and it looked like it was a simple repair. I knew the car had lots more damage and squawked like mad. The auto body guy told me to bring the car in and let them take care of the deal. He took the cover off and called the appraiser and I got another check that covered a whole lot more than the first check. The job was done to my satisfaction using Lexus parts and not a penny out of pocket.

[Squid kids Dad]

Thats the problem..As an insurance appraiser we can only write for VISIABLE damage,,even tho we might think there is additional damage behind the damaged area..We can not write for that damage until it is taken apart at at shop..Its just the process we have to follow...

[Squid kids Dad]

Originally Posted by Grapenuts

then I guess I shouldn't trust my insurance agent [wife]. I'll go out and tell her shes a liar. ..far to many fine lines in this game of apraisels..insurance co's and bodyshops which are all out to screw the public...and don't tell me there's no "it's who you know"to get things covered or have things changed to benifit the friends/family on the inside....I've seen it first hand...the whole system stinks.

I would not call her a liar at all..Just mis-informed as well as you are..

[Raider Ronnie]

So Larry,
The truck fixed yet ???
From looking @ the pic, it's a 2 day job tops !
Your making this job a MUCH bigger deal than it is !!!

[Squid kids Dad]

Originally Posted by Grapenuts

Just remember one thing Larry..if you take your truck to a repair shop thats not on their list and your shop says 4,000.00 to fix and insur. says 3,000.00 ..guess who's footing the difference..you! out of pocket.

If that is the case then the body shop never called the insurance company for a supplement...If that is the case the body shop is at fault and should let the owner of vehicle know,..If the insurance company can not reach an agreed figure with the shop the insurance company has to inform the owner of the vehicle..There should never be a surprise total figure...I sugest your wife should reveiw the claims process

[blue oyster]

larry , like many said relax , i did body work for 15 years , i am still a licensed auto damage appraiser and even did a brief stint working as an appraiser at a big ins.co., there are 2 things here , like others have said when the truck goes in for repairs the body shop will call the insurance co. and ask for a supplement the appraiser will come back out and look at the truck agian and you will get more money for repairs .what they want is to see the truck is getting repaired . the other part is the insurance co.s make out when people cash the checks and just throw there own tail light in , it just cost them $ 1200. instead of the $2400(just a guess) that it will cost to have the repairs done right at the bodyshop . and with the economy the way it is many are doing just that . i know i do it because my trucks get rear ended once a year like clock work . the toughest fight you my have is getting a factory bumper they only like to pay for factory bumpers on vehicles less than a year old , good luck