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| The Scuppers This is a new forum for the not necessarily fishing related topics... |
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03-19-2007, 06:52 AM
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#1
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Registered User
Join Date: Oct 2002
Posts: 3,596
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Car insurance /new dent
Quick question,
If your had a new truck and you noticed that your rear tail light was broken with a small dent, do you call your insurance company and claim it or just replace the lens and live with the dent ?
Thanks
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03-19-2007, 06:58 AM
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#2
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........
Join Date: Apr 2002
Posts: 22,805
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depends: if you have .....a $50-+ .)) deductable or not...
and whats cheaper to do...to fix it, sometimes tailight assembly's
come as one huge thing and other times you can simply
buy the lense cover....
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besides you don't wanna have a girlyman's truck
without a single scratch  |
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03-19-2007, 08:24 AM
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#3
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Jiggin' Leper Lawyer
Join Date: Oct 2000
Location: 61° 30′ 0″ N, 23° 46′ 0″ E
Posts: 8,159
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I'm not sure whether something like that would be covered by your collision, or by your comprehensive. Most people carry higher deductables on their collision coverage.
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Wise men speak because they have something to say; Fools, because they have to say something.
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03-19-2007, 08:30 AM
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#4
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Registered User
Join Date: Mar 2007
Posts: 186
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my car got hit with a rock that was kicked up from a pickup truck. I never thought to take the plate number so I opted not to file a claims. Anyway, the cost was $500.00 which is my deductible so it was easier to not file and just pay for the repair myself.
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03-19-2007, 09:14 AM
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#5
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Registered User
Join Date: Sep 2004
Location: on a rock
Posts: 367
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depending on how big/deep the dent is and where it is located, you may be able to use a paintless dent removal service. Probably for around or less than $100. It may not come out perfect, but a lot of these guys can do a pretty good job with it. If it is scratched or paint chipped this is not a good option. Depending on how much the part costs for the tailight, this could comeout to less than your deductible. Even if it is close youmay want to consider whether a claim is worth the hassle and the chance of an increased premium.
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Go Bears!
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03-19-2007, 09:32 AM
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#6
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Registered User
Join Date: Oct 2001
Location: Landlocked in my own prison
Posts: 1,031
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Kind of funny Peter that the weekend after St. Patty's Day your vehicle is damaged. Dent by Miller? I'm on to you.... Did the 4-Runner finally crap out or was the wife too embarassed to continue to let that thing park in her driveway?
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"Love is like a snowmobile racing across the tundra then suddenly it flips over, pinning you underneath. At night, the ice weasels come."
Matt Groening, Life In Hell
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03-19-2007, 09:52 AM
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#7
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Registered User
Join Date: Oct 2002
Posts: 3,596
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Quote:
Originally Posted by Uncle Matt
Kind of funny Peter that the weekend after St. Patty's Day your vehicle is damaged. Dent by Miller? I'm on to you.... Did the 4-Runner finally crap out or was the wife too embarassed to continue to let that thing park in her driveway?
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That would be miller lite Matt.....LOL
No, I did the show in Foxboro so I used her Explorer, She backed into a dumpster......behind the steakloft.....1200 miles on it. 8ft bed, she said she will never drive it again .to big
As long as no body got hurt I could care less, kinda glad she put the first dent in it 
VB
ps, your correct about the "embarassed " part...LOL
when nobody drives with you, you know it's time to let it go! |
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03-19-2007, 11:26 AM
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#8
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Super Moderator
Join Date: Aug 2000
Location: Middleboro MA
Posts: 17,126
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Quote:
Originally Posted by daceman63
my car got hit with a rock that was kicked up from a pickup truck. I never thought to take the plate number so I opted not to file a claims. Anyway, the cost was $500.00 which is my deductible so it was easier to not file and just pay for the repair myself.
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I don't believe that even if you had gotten the plate number, that it would have done any good, unless the rock actually came off that pickup truck. Stuff on the road kicked up by other drivers I don't believe are the fault of them, atleast that's what I was told.
So VB, you got yourself a new vehicle  nice
I didn't notice the damage in the lot when I saw you, must not be that bad. |
The United States Constitution does not exist to grant you rights; those rights are inherent within you. Rather it exists to frame a limited government so that those natural rights can be exercised freely.
1984 was a warning, not a guidebook!
It's time more people spoke up with the truth. Every time we let a leftist lie go uncorrected, the commies get stronger.
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03-19-2007, 11:56 AM
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#9
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Registered User
Join Date: Nov 2003
Location: RI
Posts: 21,488
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Quote:
Originally Posted by Slipknot
Stuff on the road kicked up by other drivers I don't believe are the fault of them, atleast that's what I was told.
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I believe it falls under act of God or some similar clause.
I'd just eat it...I can't believe that repair is going to be more than your deductable.
-specne |
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