Bob as you know that happens often on jobs. You are smart haulin your own tools. It may seem a gift to have the insurance co. buy you new stuff, but you pay for it in the end with higher premiums and cancelled policies. Also loose time chasing new tools.
Not to hijack the thread but..............
I was on one jobsite that the thieves stole floor tile - enough for a BIG basement. They took all the tile off a skid but the outside edges and covered the top so that it took a while to discover it was gone. On a job in Medford, there was a 46" parapet wall about 140 feet long clad in copper. They stripped the copper clean and in the process cut the roof open dragging the copper to the area they dropped it off into a truck.
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