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Had to read back a few pages to get caught up to par .
Spence you stated a few pages back that your 12,000 plan sucked. And I mentioned my plan was very good.
If your plan is so terrible why would you switch your wife to your plan? Is hers worse or do you feel that they owe you more such as free gym?
For my family plan of 12,000 dollar plan which my employer pays fully We do have to pay the first 1,000 of doctor,medical bills that acumulate for the year. Nothing is taken out of my pay check to pay towards the premium. I'm futher ahead of the game then having to pay 30 - 40% of the premium
There are employers that will negotiate some of the difference if the employee chooses not to use the companies plan.
My wife and I always negotiate a medical plan when we work for a different company. Very few people in our line of work have company insurance.
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