Health Insurance is Out of Control

[luds]

Originally Posted by The Dad Fisherman

Don't know about that anymore....I checked on them last month and it was cheaper for me to keep COBRA instead of going to them...

I think COBRA is usually cheaper because you are getting the benefit of group rate. Take advantage of it while you can.

I know this is probably pretty obvious but take a very close look at coverage for individual services. Especially the ones that you utilize most. There are definitely alot of creative plans like the high deductible mentioned early but sometimes plans have an 80/20 payment set up and might be 50/50 for some services. People often overlook the higher costs for those certain services until the bill comes.

My first job out of school was taking calls in a health insurance call center 7 years ago. It's frightening to see how fast things have gone down hill since then. I could not do it now.

I still work for a health insurance company. Please tell me why my co-worker's girlfriend gets a better deal than me and she works for a financial institution.