Blue Cross has an open enrollment going on now - I'm going to contact them just to see what the monthly is - I know it probably isn't going to be pretty
"There is no royal road to this heavy surf-fishing. With all the appliances for comfort experience can suggest, there is a certain amount of hard work to be done and exposure to be bourne as a part of the price of success." From "Striped Bass," Scribner's Magazine, 1881.