Insurance Gripe!!

[afterhours]

i hate ins. co's - BIG 'effin ripoffs! they can sure take it in, but don't want to give it out.

[sok]

My insurance got canceled for no apparent reason four years ago.
Restored since.
Got a hand written note from the ins. agent. saying the policy was canceled because ?????????????
Wouldn't have been that bad outside of the fact that my father graduated from the same H.S. WITH the person that wrote the note.
They were friends.
I called. The old man called. Neither one of us could get a straight answer.
And neither one of us could read the writing on the note.
Still don't know to this day why.

[spence]

My parents had a house fire 8 or so years ago, did about 90 grand in damage. My father had a very large umbrella policy with one of the major insurance companies for decades.

Like a good neighbor, they nickeled and dimed my parents as much as they could.

"oh, that truss don't look that burnt"

What a joke.

I'm sure you could make an argument about what they need to do to maintain their margin, it is a for profit business after all...

But when you're required to have coverage by one set of rules, yet the coverage is set by another, there's sure to be problems.

I feel for ya though. Given the average price of home owners insurance a 2X or 3X impact to the rate would really hurt most people.

-spence