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"do your Drs. still allow you to make an appointment. "
and to expand on that..the answer is YES...we are considered "uninsured" by our doctors and the hospital because I carry a catastrophic policy for my family of 5 which costs $ 300 per month...at the kids pediatrician, dentist and hospital we've never been denied an appointment, had payment demanded prior to or immediately following services and my wife has had some costly expenses recently, we were able to get the services and negotiate prices and get time to pay anything that we could not pay for immediately....of course, most have been conditioned to think that healthcare services are an entitlement and that they should have to do little more than pull a card out of their wallet or purse and someone else will take care of all of the annoying paperwork and payment for whatever treatment they seek...like most entitlements...you just show up and get what you want...unfortunately for entitlements, the line gets really long....
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