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					Originally Posted by  mikecc
					 
				 
				Just wait as your policy renews. Some of my friends have been hit with a separate wind damage policy. $5,000  deductible. They got you at both ends 
			
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 gilly do not , do not fart on your property or in your house . they will get you for wind ins and smell ins . maybe even for noise ins . might be too loud and smelly for your neighbor with the water front ( puddle ) property .