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					Originally Posted by  afterhours
					 
				 
				ex lives on water and they also tripled her premiums...seems to me that insurance co's run a risk free profit gloming business- no claims they make out,  claims- they raise premiums to make up for payouts...... 
			
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 I've always said that your base insurance premium is for nothing in return, because if you file a claim, there is a new higher rate as they punish you for taking advantage of the service you paid for.